For this post I want to focus on a topic that I always seem to struggle with during the cooler months. Setting up a Christmas shopping budget without going in debt. We all want to purchase gifts for family members (and of course our best friends), but the hardest part is making sure you have money to pay your monthly bills. Here are some of my tips I’m using this year for Christmas shopping and avoiding going into debt.
1. Start Shopping Early, Like today.
Shopping early for Christmas isn’t a bad thing. In fact it’s a smart and good thing. In fact, I try to start doing small gift shopping as early as July for family that I know will want and keep the gift I purchase.
2. When you see something on sale, get it.
This is something I enjoy doing on items for my girlfriends. For example, when Bath and Body Works does a special promo on travel size hand sanitizers I will do the promo and grab up some for my girls stocking stuffers. Another Example: When I see some nice prints in American Eagle Boxers and their 50% off promo is going on I’ll grab up a pair for my husband.
3. Write a List and keep it in your wallet.
A list is perfect for making sure you know what to get for who and having it in your wallet for easy access. In my cars dashboard I have a pen so when I do purchase something off the list I strike it out.
4. Set a FIRM budget per person and stick to it.
I cant stress this enough. A budget is a must for buying gifts and sticking to it. With my family we all talk about how much we plan to spend on each person. My girlfriends its a bit all over the place so I try to stick with a odd number like “3 small items ranging from $25-30” that I can wrap or place in a gift box.
This is something I enjoy doing on items for my girlfriends. For example, when Bath and Body Works does a special promo on travel size hand sanitizers I will do the promo and grab up some for my girls stocking stuffers. Another Example: When I see some nice prints in American Eagle Boxers and their 50% off promo is going on I’ll grab up a pair for my husband.
3. Write a List and keep it in your wallet.
A list is perfect for making sure you know what to get for who and having it in your wallet for easy access. In my cars dashboard I have a pen so when I do purchase something off the list I strike it out.
4. Set a FIRM budget per person and stick to it.
I cant stress this enough. A budget is a must for buying gifts and sticking to it. With my family we all talk about how much we plan to spend on each person. My girlfriends its a bit all over the place so I try to stick with a odd number like “3 small items ranging from $25-30” that I can wrap or place in a gift box.
5. All else fails, gift cards.
I like to do gift cards as a last resort. I enjoy wrapping items and I enjoy getting the ‘perfect item’ for someone. But at times if you have a hard person to shop for getting a gift card to a specific store must do
6. Under $10 homemade gifts for those you’re not aquatinted to
I also enjoy the homemade gifts for family friends I’m not too familiar with. I spark ideas from Pinterest and try to stick with a super low budget. A fun homemade gift is the hot cocoa mug set (you can buy most of the items from the dollar store).
I like to do gift cards as a last resort. I enjoy wrapping items and I enjoy getting the ‘perfect item’ for someone. But at times if you have a hard person to shop for getting a gift card to a specific store must do
6. Under $10 homemade gifts for those you’re not aquatinted to
I also enjoy the homemade gifts for family friends I’m not too familiar with. I spark ideas from Pinterest and try to stick with a super low budget. A fun homemade gift is the hot cocoa mug set (you can buy most of the items from the dollar store).
******* What about Regifting?*****
I’m NOT a big fan of regifting. I’ve seen moms regift their kids toys to others (for Christmas and Baby Showers) and it’s OBVIOUSLY clear it was an item they didn’t want. I personally think its rude and lacks the thoughtfulness and individuality of the receiver. If you’re regifting; make sure its an item the person will want and appreciate (Example: someone says they want a wine glass set. AND you received an extra set as a wedding gift, win win). But regifting is a touchy subject and during the holidays I feel you should think more about the person you’re giving the gift to instead of trying to hand off something you don’t want.
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